I need help

this is my issue i currently have bcbs ppo blue and i have been approved for surgery which is set for the 26th of this month well my problem is we are changing ins comp which will take effect on the 1st of jan and it will not cover any of my complications fromt this surgery  it is a group plan and it is a small company 50 or less i have been crying all day and don`t know what to do please help

Paul-- May I reprint this on the DS forum?  There are so many people who have insurances that don't cover the DS and they resort to self pay.  Some have complications and are stuck with horrible medical bills.  I know this would be so helpful for so many.  Please let me know if you don't mind. THANKS!