cigna questions, help with submitting claim
I am insured under my husbands work, through cigna open access ppo. I have met with the surgeon, gone to my pcp, had psych consult and dietician consult and to my previous pcp. Here was my situation.
I have been an uninsured, self paying single mother for the past 5 years. I was seeing my pcp quite frequently, and paying cash ofcourse to her. However, even though I went in ALOT.....I am not sure if I went 6 consecutive months. She is also "pro" weigh****chers.
Then I got insured under my new husbands policy. My old pcp did not accept cigna, so I had to find a new pcp. I visited the surgeon before finding out my dr didnt take our insurance. I found a new dr after my visit with the surgeon. Now the new Dr. is great and is advocating the surgery for me because my bmi is 41 and I have diabetes and high cholesterol. My triglicerides were at 500!!! But again we are finding this all out just recently. So now everything is done, and I have visited and have all the info I need including two letters from pcp saying that this is necessary. The only problem I have is that my old pcp may not be able to come up with 6 months of CONSECUTIVE dr visits for diet. She is working on my file for me, and told me to bring her the ww weigh ins that I have. My question is might this work for cigna if she signs off on it??? And what should I do if they turn me down??? Do I just attend the dr for the next 6 months and resubmit or is that an appeal including the new 6 month diet??? And could it happen that possibly I get someone who is sympathetic to my case and just approve me???? I mean, not that I want anymore than anyone else, but I am dying here. I hurt everyday so bad and I just want to get on with my new life. How come this isnt "my" choice???
Sorry for ranting, but I am like everyone else here.....nervous as heck and wanting to just get on with it.....
oh yeah during my psych consult, the Dr. said I should have no problem...he said my case was strong and that he wrote a STRONG report. Would his opinion make a difference???
thanks for any info;o) you guys are all great