BCBSIL PPO certain amount of lbs to lose
Renee - your post gave me some hope today. I also have BCBSIL PPO and I just received a denai of coverage letter today. I was devastated. My letter said that I had not met the 6 month medically supervised diet, but I have been following the program that the bariatric program has recommended for me, including meeting with an APN, nutritionist and athletic trainer since April. Now I think my denial may be that I only completed 5 real months. I also started in April, and my last visit was in September. The APN and pre-certification person both told me that I needed to complete "6 visits in 6 months", which I did. But April to Sept is only really 5 months. Other than that, I can't think of any other reason for the denial, unless the documentation they submitted wasn't good enough. Guess I'll have to call the insurance company on Monday to find out exactly what happened.
If it's true that I just need to complete 1 more visit in October to complete the 6 months, does anyone know whether insurance will allow for another submission for approval? Or, since I was denied, do I automatically have to go through the appeal process? I've never had to appeal anything through the insurance before, so I'm nervous about going through this. But, I've worked too hard to give up now!!!
I know what you are going through. I have BCBSIL EPO, and just received the second denial. The first denial was because I didn't have 6 months of medically supervised diet. I actually had a REALLY good 6 month plan with great documentation. They just denied because I think they start every case that way! I was given the run-around for a month after I submitted the appeal. Yesterday, I finally got an answer. They said yes I did have the 6 month plan, but need a metabolic profile (I had one done at the beginning of my wt loss program, and I'm sure it is in the records). They also tell me that my bmi has not been over 40 for 5 yrs. It was just at 36 5 yrs ago, but now is 42. They want me to have a bmi over 40 for 5 yrs. I am SOOOOOOOOO frustrated. I have pictures of me 5 yrs ago at the plastic surgeon's office, before a tummy tuck after I had lost 50 lbs. on my own. Because I don't have that documented in a Dr.'s office, they won't consider it. Whatever do I do now. Any advice?