no more health ins

I called my job yesterday because my pay check has went to half pay because I am not at work due to a work related injury I asked so how long will it be at half pay ?{oh you will be on half pay for 26 days and 4 hours after that all you benfits you will no longer have} WTF ......Any way my question is so I have my frist appointment on sept 13 so how long will this process take to get appoved what can I do to speed things up, If I get appoved and a couple of day later lose my ins.do I still get to have the surgery how long is the appover good for

First, I am sorry to hear about your work-related injury.  I hope you get better soon. As for the time length required to be approved for surgery, that will depend on the insurance carrier you have.  I know people who had their first consult and were in the operating room two weeks thereafter (scary)!  Most insurance carriers, however, take some time before they will issue approval.  Oftentimes, there are medically supervised diets, extensive testing and lab work, and various classes that many patients have to take before they will be approved for surgery.  The best thing for you to do is to check with your plan's documents (e.g. explanation of coverage or summary plan description) to find out the details. As for your company's canceling your insurance, it was my understanding that even being out due to FMLA (Family Medical Leave Act) or any other protected leave, you still would have the option of paying your premiums for your insurance to continue coverage.  I have never worked at a company that canceled my insurance because I was receiving half pay or was out due to workplace injury.  But, I really have never had a workplace injury.  Regardless, if I were you, I would check with another member of your human resources department.  I am fairly sure that you can maintain your covergae if you continue to pay your premiums. I hope you get everything worked out.