Insurance after WLS???

I was wondering if it will be hard to get insurance after I get WLS (lap band)  If i choose to discontinue my current policy and go with another.  Is this considered a risk by the insurance Co. Would they turn me down.  Anyone with any advice I would appreciate it.  Thank you   Wendy

I am also interested in this question.  At this point I have to work so that I can have insurance.  I pay a ridiculous amount ($450 for just me!).  I have been denied insurance by everyone I have tried to get ins thru-due to my weight.  So now I am stuck working a job for just the insurance-I don't get a paycheck-just insurance.  I was hoping once I get the lap band and I lose weight I would be able to get other ins and quit my job and just do our business.   I don't know if it is true or not, but I read on this board before that they are putting a 5 year "exclusion" on plans and you would not be able to get insured for 5 years.  I don't know if that is insured at all, or just covering the wls part.  I need to find out also.  I also know that it makes a difference if you are looking for individual insurance or if it is a group coverage.  Please let me know what you find out.  Insurance makes me IRRATE~they won't cover me because I'm fat, so I do something about it, and then they may not cover me for 5 years!  What am I supposed to do? Keep me posted.  I hope we can find some answers!

I AGREE!!! IT IS SO FRUSTRATING.   i HOPE WE GET A RESPONSE FROM SOMEONE THAT HAS THE ANSWER..       Wendy

Yes, you will have a very hard time finding insurance to cover you after surgery. The only way I can get insurance is through a group plan that an employeer offered. My husbands last job however, wanted us to pay approximately 25% of his net income every week for insurance - NOT GONNA HAPPEN!!!  I do have a different way through a discount plan though. You can PM me and i'll give you some information.  HUGS

I am waiting for my surgery date, but this topic scares me. I'm currently on a group plan and think I might change employers in 1-2 years -- I would definitely go to another group plan. Will I be covered if I go from group plan to group plan? Or is the issue only when you are dealing with privately purchased insurance?