my husbands insurance

yagkitty
on 3/24/07 2:12 am
Hello all I have been lurking in insurance woe land and decided to see if anyone can tell me anything positive.  We are going to our wls surgeon consult on 4/3/07. We have United Healthcare Choice Plus with the following exclusion     

Any procedure to restrict the intake of food or other nutritional material or to divert the passage of such material through the digestive tract, including but not limited to gastric bypass, gastric balloons, jejunal bypass, laparoscopic banding and stomach stapling  He is morbidly obese and has sleep apnea, high blood pressure, disc degeneration aggrevated by weight.  gerd, inability to exercise because of back.  So it is truly a medical necessity.  I read the policy several times and there was no mention of excluding treatment of morbid obesity. Which from what I read is a recognized disease.  Do we have a fighting chance to submit and expect to be approved with some or little hassle?  I want this poor man to get some of the quality to his life back.  His back doctor told him if he was to have back surgery it would probably not do much to alleviate all the pain and mobility problems

(deactivated member)
on 3/25/07 7:48 am
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