Opinions PLEASE

(deactivated member)
on 3/15/07 2:35 am

I'm just looking for some opinions here..I'm looking at exclusions on a insurance plan and this is what it says

"For any treatment or regimen, medical or surgical, for the purpose of reducing or controlling the weight of a member or for treatment of obesity, except for surgical treatment of morbid obesity"

Can anyone tell me what this might mean. This insurance stuff is sooooo confusing and I know just one little word can make all the difference, in being covered or not being covered. I'm just curious to see what others get out of that statement.

Thanks

Donna

(deactivated member)
on 3/15/07 11:53 am

(deactivated member) has deleted this message.

(deactivated member)
on 3/15/07 10:03 pm

There wasn't a whole lot but this is it.

For any treatment or regimen, medical or surgical, for the purpose of reducing or controlling the weight of a member or for treatment of obesity, except for surgical treatment of morbid obesity

I think they just like to make things more complicated than they really have to be. CRAZY!

(deactivated member)
on 3/16/07 12:11 am

(deactivated member) has deleted this message.

(deactivated member)
on 3/16/07 12:50 am

This is it.

https://www.bcbsnc.com/sapps/shopperservices/guidedselling/L imitationsAndExclusions.jsp

Linda S.
on 3/16/07 5:53 am - McAlester, OK

In my opinion Insurance companies like to use a legalisee that is intended to confuse and intimidate us regular folks.

(deactivated member)
on 3/16/07 7:24 am

I totally agree with you on that. It Sucks dosen't it!

Melanie B.
on 3/16/07 12:55 pm - Denham Springs, LA

VSG on 04/16/07

Look at the top of that page of the link. This means it's not covered. Insurance doesn't always look out for us I think.

This is a partial list of benefits that are not payable.

Sorry Melanie

TropiGal R.
on 3/16/07 1:06 pm - Milwaukee, WI

RNY on 06/06/07

Actually it says it is not covered..."except for surgical treatment of morbid obesity." This means it is covered if you are morbidly obese! As I mentioned before my policy reads very similar-and I am covered because I am 'morbidly obese". I did have a few hoops to jump through-such as a three month physician supervised plan, etc. But the important word is 'Except".

Best of luck-and let me know how it turns out, LR

Lisa R.

Mommy O.
on 3/16/07 4:04 pm, edited 3/16/07 4:05 pm

I agree with Lisa. I think you are covered!

Maybe you could call them up and ask them to explain.\ My insurance is the same. Nothing haveing to do with weightloss is covered except surgical treatment of morbid obesity.

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Opinions PLEASE