can someone please help me

This will be my second time trying for WLS. My husbands ins plan doesnt cover it at all, in any way. My ? is this. First, I am stupid when it come to ins. I am wondering if I can take out a plan for myself, like through Anthem, maybe, and then have this surgery. I looked up different ins. that cover WLS surgery and this was one listed. I would pay monthly premiums right? and then the deductable right? oh please help me so I know what to do. Many thanks! Nikki

Hello Nikki My name is Patty and today is my 3 months post op anniversary. My insurance had an exclusion and I was denied 2 times before I finally got it. Let me know if I can help you and I will do my best because I know the stress you're going through at this time. Here is a link about what happened with my case, it might help you. http://www.nh.com/apps/pbcs.dll/article?AID=/20061124/BUSINE SSREVIEW03/61121024 Good luck, Patty