A Consumers Guide to Handling Disputes
I found this link and thought it was interesting and packed with information about appealing to your insurance company.
http://www.kff.org/consumerguide/7350.cfm
I clicked on the link for more information for Michigan specifically. I found some very interesting information there about filing a complaint against your insurance company through the Office of Financial and Insurance Services through my state government office. I wonder if all states have such a commission to assist citizens with dealing with insurance company denials? It's worth a check if you're up against your insurance company.
Just thought I'd pass it along..
Pam
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The scale can measure the weight of my body but never my worth as a woman. ~Lysa TerKeurst author of Made to Crave