Appeal help-5 yr requirement morbid obesity
I am in the middle of writing my first appeal letter and need inspiration!
BC/BS Horizon NJ-Direct Access required psych eval, pt eval, pcp letter of medical necessity, nut val and 6 month supervised diet. All completed.
My bmi is 39. 2 and I have sleep apnea, asthma, gerd, hypertension, and hypothroidism and family family of heart problems. BC denied me based on my bmi dipping below 35 for the past 5 years. Like many others, I lost 45 lbs about 5 years ago(It took 18 months to drop it-darn thyroid!).
Anyone had the same experience? Any advice you can offer will be appreciated! I will not be discouraged.
thanks,
Patrice