Job Search! Part-time w/benefits, please!!!
Hello everyone!
I have been reseaching companies that offer medical benefits to their part-time employees. (esp--Whole Foods Market, REI, Starbucks, Barnes & Noble...)
I am interested if anyone has had personal experience working for any of these companies--or knows someone who has been approved for WLS through any of these companies' respective insurance carriers. I am considering changing jobs--but I want to make sure whichever company I move to, that their insurance covers bariatric procedures--NO EXCLUSIONS!
Please note: I have worked for Starbucks in the past, and I would prefer avoiding a repeat performance!
I look forward to your sage advice...
Greg
I have been reseaching companies that offer medical benefits to their part-time employees. (esp--Whole Foods Market, REI, Starbucks, Barnes & Noble...)
I am interested if anyone has had personal experience working for any of these companies--or knows someone who has been approved for WLS through any of these companies' respective insurance carriers. I am considering changing jobs--but I want to make sure whichever company I move to, that their insurance covers bariatric procedures--NO EXCLUSIONS!
Please note: I have worked for Starbucks in the past, and I would prefer avoiding a repeat performance!
I look forward to your sage advice...
Greg
To be honest I had ruled the school insurance out, but now--thanks to you--I'm going to do more digging.
Originally when I read through the pamphlet, I saw that it said it had a $1400 maximum benefit per surgery. BUT just tonight did I see that it had a PART B - MAJOR MEDICAL EXPENSE BENEFITS for which the maximum benefit is 25,000. In the listed exclusions it does not mention WLS, but there is also a clause that states that the pamplet is not the Policy.
So--I will call the company tomorrow. Also, it seems to be a claim-based Student Injury and Sickness Plan, where you send them your bills along with a claim-form. I don't see how pre-authorization for surgery would fit in...
I guess I'll find out tomorrow...
;)
G
Originally when I read through the pamphlet, I saw that it said it had a $1400 maximum benefit per surgery. BUT just tonight did I see that it had a PART B - MAJOR MEDICAL EXPENSE BENEFITS for which the maximum benefit is 25,000. In the listed exclusions it does not mention WLS, but there is also a clause that states that the pamplet is not the Policy.
So--I will call the company tomorrow. Also, it seems to be a claim-based Student Injury and Sickness Plan, where you send them your bills along with a claim-form. I don't see how pre-authorization for surgery would fit in...
I guess I'll find out tomorrow...
;)
G
There is WA State Basic Health (state-sponsored)--but they are required to CUT 40,000 members by January 2010--and they are no longer accepting applications. (THANKS, CRUDDY ECONOMY!!!)
I am waiting for a call back from SHIBA (WA's Statewide Health Insurance Benefit Advisors)--hopefully, they might shed some light onto my options.
I am waiting for a call back from SHIBA (WA's Statewide Health Insurance Benefit Advisors)--hopefully, they might shed some light onto my options.