Humana HMO questions-

Well, I'm a new member and am looking forward to the road ahead but I've think I've already hit a HUGE bump in the road...my updated certificate of insurance. I have Humana HMO. I've just compared my original Cert with the new one and noticed that the language granting coverage for WLS if medically necessary is no longer there. In fact, it now states that, "no procedure for the reduction of obesity, including surgerical procedures" are excluded!!! Am I dead in the water on my first day of the journey? Has anyone been covered by Humana HMO this year?

Chris is that a personal policy with Humana or Tricare (military and retirees)?

I have Humana Gold Plus/ Classic and they approved me in just hours. There is mention is my 2004 benefits book about not covering WLS, but if it is deemed medically necessary by your PCP, it is covered. Mine covered 100% of what medicare would have covered and that is alot I heard. Call the benefits number for Humana and ask them. i worried myself stupid over what turned out to be the fastest hurdle so far. Blessings! ~Tina~

Hey Tina, Just read your updates page and really enjoyed how you explained everything....your little fat girl graphic were the best. I see it was today you got your approval...so CONGRATULATIONS and your date is so close. I am up doing the disco happy dance for you without the chair...LOL I use the Gazelle everyday just turn up the music and walk or well more like glide my way through 30 to 40 min 2 times a day.