United Healthcare Insured...

Hey folks, i'm in J-ville and am looking to switch my insurance carrier in order to have my surgery paid for. Has anyone had experience with UHC, good or bad that they don't mind sharing? TIA!!!

NiNi

I have UHC and had no issues with them as a company.  However, they're really just the administrator of my employer's program - it's a large corporation that self-insures.  UHC provided me a care coordinator, I had zero hassles with the approval process, and no issues at all with the costs.  My surgeon's insurance coordinator and UHC dealt with everything with no hassle to me at all.

However, I have heard that when UHC is the insurer (and not just the administrator) that they have a lot less prerequisites than my employer did (eg: 6 month physician supervised diet - my employer required that - UHC apparently does not).  Every medical professional I've dealt with since I've had them seems to like them more than the other insurance companies since they're more hassle free, don't require referrals, have fewer 'hoops' etc.

Thanks maris!!! My hubby's employer has UHC, and since I work for BCBSFL and they don't cover it, I was looking into UHC. I don't mind the 6 month deal since I know that AETNA requires that as well and I was already expecting it after looking into them. I'm just looking for insurance that will just cover it, lol!

Glad to hear you have a choice... best of luck getting the surgery covered one way or another! 

I t really depends on what your employer subscibes to. I have United and they based the pay out on your BMI. I was covered at 90%. They gave me no hassle and I was approved with in a day of my surgeon submitting the request.
Best of luck
Mike

It is not the insurance company but the specific plan

That said, we were covered by UHC and my surgery was approved in less than 72 hours.  My cost was a co-pay for the psych eval.