Feeling desperate, any suggestions?

Hi everyone, I am at a loss of what to do, I just found out that my cigna healthplan has an exclusion against wls even if proven medically necessary. I called Dr. Murr's office and they currently do not have a self-pay program set up. My only other option is financing at the WISH Ctr. and my credit is the pitts! My one chance is that my mother can try to get a loan for me and let me make the payments. Any other suggestions would be appreciated. Thanks, Wendy Troyer

Does your employer have any other healthplans to choose from, or just the one? That is so awful to not be able to have a procedure that can save your life, and save the insurance company in the long run. I am off all medications and I won't become a diabetic now that I have lost weight, so I cost way less money to maintain. I will certainly pray that your insurance company changes it's policy or the Lord will find another way for this to happen for you. Bless you, Sherri