Insurance

Does anyone have BCBS of Illinois they will not pay for anything dealing with weight loss no doc visit no meds and NO SURGERY to them it is considered cosmetic. Has anyone with them been able to get pass this and how?

Did you ask this question on the insurance forum or the IL state forum.  When I was going through a minor hassle with insurance(I had to appeal but I won on a first level review)  [I have a BCBS - hmo in my state but I know they really vary from state to state - BCBS is one of better ones for bariatric surgery here in PA ], I read a lot about BCBS of IL  on the insurance boards here on OH- they are notorious for giving folks a hard time re bariatric surgery.  But I believe there are folks who have prevailed with them ..

best wishes,

Rhonda

I have BCBS of TN. A couple of years ago they had a specific exclusion and would not pay for wt loss surgery, but they changed and just paid 80% for me. They required a 10% loss before surgery. Are you positive it's excluded? 

Hello thank you for your response to my post. It has taken me a while to read them i just moved and am getting settle. Yes i am posotive it is excluded my personel manager and i called and spoke to a rep and she stated (in so many words) they will do NOTHING. I really need this surgery for a lot of reasons but number being my health.