Okay I need Info

Recently I just lost my job and my former employer said that COBRA would take over the insurance. I had United Health Care for insurance.  I don't know what the hell that is and plus I don't know if they'll still cover my surgery? Can anyone give me some info on these COBRA people this is my first time hearing of them.  I'm probably going to have to start over again.

hello sweetie I know that alot of people once they leave a job or lose one they go with cobra to still be covered with an insurance plan I am not familiar with the insurance off hand but you can look it up on line and find out what they may cover. dont give up honey think positive you may not have to start over at all. good luck

Typically when you are offered COBRA(because your employer is required by law to do so) you are in a sense paying for the coverage that you already had through your employer.

It more than likey will be higher  than what you paid through your job so don't be surpirsed by the rate difference but it will be the same benefits.

You may not have to start over because you would be the one paying the premium through COBRA. That's how it works were I live

Hope this helps!!!!

I am sorry to hear about your job loss however I know the Lord has something excellent planned for you.  Cobra is a temporary, usually not employer supported insurance.  Is your employer maintaining your insurance benefits for a while? If so, I would push to have everything done while their benefits program is in the works. Good luck and God bless you.

This may help as well

http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.HTML

Thank everyone for the information it really helps a lot

COBRA is just an acronym for the act that allows one to continue coverage if they become unemployed.  Basically, you coverage will be the same as what you had with the employer, you may just be required to pay a higher premium for it.  For example, during a lay-off a few years back I opted for COBRA coverage and my premiums went from $40 per month to $248.  Now I was pregnant when I got layed off so I opted to pay the $248 to keep health insurance going.

I can't offer any help on the insurance issue however I am sorry you have loss your job. I will keep you lifted up in prayer, for he is our Jehovah Jireh the God who provides.

Sorry about your job loss. 

Under COBRA, you remain on the same insurance policy but you must pay the premium.  Any late payment results in immediate, non re instatable termination, so make sure your payment arrives a few days early. 

You must be enrolled in under 60 days of termination from the company and may keep your coverage for 18 months or when you become eligible for another employers plan, whichever comes first.  You will have all the same benefits you dd as an employee.