DENIED IN LESS THAN 6 HRS!!!

Datrace
on 8/21/09 9:05 am - Milk & Honey, IL
Hello Everyone,

I just got a call from a really nice Rep at BCBSIL, in less than 6 hrs of submitting.

She just told me that I was denied based upon DS being experimental. I also had her fax me a copy of the letter....so its true I was denied!

I called the surgeons office and the insurance coordinator was very shock that it was review soooo fast, and denied. She will be out of the office on Monday, but will have the Dr. submit a letter of appeal.

I think I should start up a letter tooo. Does anyone have a really GREAT letter I can use with my appeal? Please let me know.

I am now frustrated....I know BC will cover the RNY, but thats not the procedure I want or the surgeon suggested.

Please send me any appeal letters that you have used, that got you approved that you don't mind me using bits and pieces.

Sincerely,

Datrace

 

Dedee
on 8/21/09 9:42 am - Home Is Where, The HEART is, Midwest
WOW...that is a new denial to me....I never knew DS was considered experimental. However, in 2003 I had BCBS Federal and at that time they did NOT cover the lapband--my surgery of choice, so I went with he RNY and was approved immediately.

I focus not on my disabilty; my focus is on my ABILITIES.  
(Dedee, 2009)              
                                            

My hearing impairment ENABLES me, not disables me.
(Dedee, 2008)


       ~Dedee   

MSW will not settle
on 8/21/09 9:45 am

So sorry, that really sucks.  It sounds like denial as policy.  In your favor, ds is around long enough to easily prove it is an accepted treatment.  Perhaps someone on your state board with the same insurer can share how they won on appeal?  Good luck. 

                   MSW   Roux-En-Y Gastric Bypass: Eat sensibly & enjoy moderation  

 Links:  Are you a compulsive eater?  for help OA meets on-line Keep Coming Back, One Day At a Time  Overeaters Anonymous 

               LV'N MY RNY.  WORKING FOR ME BECAUSE I WORK FOR IT. 

Glamazon
on 8/21/09 11:42 am - Mesa, AZ
Call Kelly and Walter Lindstrom.  Check 'em out at obesitylaw.com.  Their numbers are 619-656-5251 or 619-656-5254.   They will help.  Tell them Brenda G. from AZ says HI!!!! 

Love is all there is, ever was or ever will be...  
 

LaShelle2
on 8/21/09 12:14 pm - STOCKBRIDGE, GA
I would try posting this on the DS board. Some of the veterans there will have sonme good advice.   I would not settle for rny if you really want DS unless it is an absolute last resort. If you have the time and energy fight for it.

Do they have an exclusion for DS on your policy?  I am surprised your surgeon did not check to see if DS was covered before they sent in your papers.

               **** I AM AN OH SUPPORT GROUP LEADER ****
WHY I CHOSE DS: 
No dumping.  Highest percentage of weight loss, Best long term results,  Won't regain weight!  Eat normal sized meals,  96% diabeties, 90% high blood pressure, 80% sleep apnea cured.                                    I  MY DS!
My doctor told me to stop having intimate dinners for four unless there were three other people.    ~Orson Wells  

(deactivated member)
on 8/21/09 3:43 pm - Sweet Dreams lives in , PA
praying that things work out for you!
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