OT ~ What is the best ....

insurance company for life insurance?  I am looking for new insurance because Prudential insurance must investigate any medical conditions...which my husband has.   There rates increase if you go over the # of years on your policy & Lord knows we cannot afford anymore extra bills... I know some insurances will deny a policy if a person has a medical condition...

So some of yall tell me the some of the best or good ones to use for life insurance??

Thanks,

Tonya

(((((((((((((((((((((((((Tonya))))))))))))))))))))))IDK just wanted to give you love!!

Hey Ro!!!!! Thanks for the love... sure need it right about now! Hope all is well on your end ma!

Need??? Okay well here's some more lady

((((((((((((((((((((((((((((((((Tonya)))))))))))))))))))))))))))))

life insurance?  yall just got married - you already plottin to kill 'im????

Just kidding - I have no clue bout life insurance tho - check out suze orman's wesite - i think she has tips and suggestions for things like that.

You are funny MM! LOL  Naw...I never want my dear hubby ( nor my  children) to depart from me... like u said... we just got married! I'm looking to spend eternity with him! Yeah, that's how much I'm in love LOL

But anyway, we are just trying to prepare the family in case of, you know, something happening unexpectedly.   When my daddy died last year, he didn't have much so my mama didn't get much.  She's tryna make it through on her salary as a teacher & she doesn't qualify for social security benefits til she is 62, I think.  She's barely making it and I can't even afford to help her myself....

So me & hubby are looking for 2nd jobs cuz we're barely making it ourselves but we are getting by.  I WANT TO DO MORE THAN JUST GET BY...so I'm just doing what I'm supposed to do and not wait til the last minute....

The best thing I can advise is to research on the internet...Google and I am sure you will find some very informative information...I need to be looking myself and if I come across anything I will let you know.

I don't know if you are looking for yourself as well Tonya, but keep in mind you will basically be uninsurable until you are about 5 years post op, as far as most life insurance companies are concerned.

Really Valena??

I have three separate insurance policies I have bought for myself within the last ten years... two of those were purchased since I have had surgery.  I didn't volunteer that I had gastric bypass and it never came up.

Also, put into mind most thorough medical background research is only required when you purchase high policy... example $100k or higher.

I have heard people on OH complain about it time and time again, and vouched for by those here in the business.
I'm like you however...I have some, didn't volunteer it, and it was never asked.