Worried
Most insurances don't take your word for it. There has to be medical documentation and/or proof that multiple attempts at failed weightloss efforts occurred. Most insurances make you go through supervised nutrition. I'm not sure what your insurance requirements are, but that is going to make the difference as to whether you get approved.
Most, but not all. I had no supervised nutrition period. I just had to list out what I'd tried and what time frames. I have been using MFP to track my weight since 2010 so it was easy for me to show a weight graph as well.
VSG: 1/17/17
5'7" HW: 283 SW: 229 CW: 135-140 GW: 145
Pre-op: 53 M1: 22 M2: 12 M3: 12 M4: 8 M5: 10 M6: 11 M7: 5 M8: 6 M9-M13: 15-ish
LBL/BL w/ Fat Transfer 1/29/18
My insurance company did not require supervised weight loss... Just had to list all of the things I've tried over the years.
My insurance company went more on your BMI and comorbidities.
I also wasn't required to lose a certain amount of weight prior to surgery, but that might be a surgeon/practice requirement.
The only way the OP will know what is required is to visit with the practice and call the insurance company to find out what their requirements are.
Height 5'5" HW 260 SW 251 CW 141.6 (2/27/18)
RNY 5-16-16 Pre-Op 9lbs, M1-18.5lbs, M2-18.1lbs, M3-14.8lbs, M4-10.4lbs, M5-9.2lbs, M6-7lbs, M7-6.2lbs, M8-8.8lbs,M9-7.8lbs, M10-1 lb, M11-.6lbs, M12-4.4lbs
on 12/1/17 10:41 pm
Your safest bet is to ask your insurance company what their requirements are. Even plans within the same insurance company can have different requirements! So call and ask what your specific requirements are. Things that can vary by plan/insurance company are how many comorbidities you need to have based on your BMI, whether they want documented weight loss attempts with a medical professional, whether you must complete a 3 or 6 month supervised diet, etc. And that's just in the US...