Proof of BMI at or above 40 for 5 years?

I know each insurance company is different but is it a standard to prove BMI at or above 40 for 5 years? My weight has gone up and down so not always a BMI of 40.

Also, I have a sleep test coming up (my PCP recommend it due to snoring) but I really don't think I have sleep apnea. If go through with the sleep study and am found not to have it could that hurt my chance of being approved? I do not have high blood pressure or diabetes.

Mostly what documents I have are Dr. weigh ins and a high BMI. Am I still a candidate?

Actually many insurances want BMI or weight history for 5 years to show you have had an ongoing weight issue and not just seeking surgery on a whim.

I have only had health insurance for the last 3 years. Do you happen to know how or what I can use as documentation for the 2 years without insurance coverage?

Thank you for your reply.

Actually, no, these are nothing alike.

this is incorrect info you are giving. Many insurance companies have this requirement. They can require anything they like before coverage.

Sorry, you are incorrect. It all depends on the person's policy. My husband and sister both had similar requirements with 2 different ins companies.

Most insurance companies that have this requirement will not take your word for it. And they will not accept a summary letter from your doctor. They want the actual medical records. And no doctor is going to falsify a medical record just to help you qualify.

Yes, it WOULD be ridiculous to expect a formal weight history for the sole purpose of WLS approval.

It would NOT be ridiculous to hope that someone had been in for a checkup, blood work, sinus infection, or other random medical complaint (with accompanying weigh-in as standard visit procedure) each year.