Switching insurance co. and most say they won't cover surgery
Hi, I just moved to a new state so I am switching my insurance coverage. All the plans in the Marketplace say they do not cover gastric surgeries. So my question is... do they all say that and you have to prove that you need it for them to cover it or is that the companies in my area just don't cover it? I really want to pursue it but this seems discouraging.
Thanks for any help
Lisa
Hi, I just moved to a new state so I am switching my insurance coverage. All the plans in the Marketplace say they do not cover gastric surgeries. So my question is... do they all say that and you have to prove that you need it for them to cover it or is that the companies in my area just don't cover it? I really want to pursue it but this seems discouraging.
Thanks for any help
Lisa
certain states have opted out of covering bariatric surgery. Your state is apparently one of those.
Even medical necessity won't make them cover it.
Check your old state if you are still in the process of moving - get it done before you move if you can. Do not reply here, just take the idea if you can use it.
List by state - may not be totally current - so check your states.
http://www.ncsl.org/research/health/aca-and-health-mandates- for-obesity.aspx
Sharon