Cost of Vitamin draws
With open enrollment just around the corner, I am starting to consider my options with health care. Maybe I'm over confident, but I beleive that next year (1 yr post op), my doctor visits will go down significantly. I do know that I will need to visit the bariatric clinic at least once, and I assume I'll need to get a bload draw for my vitamins. Just out of curiosity, does anyone out there use an HSA, and if so, do you have an idea of cost for a typical vitamin blood draw?
I use an HSA for my blood draws and the last one I got was a little over 300.00. That is not including everything. I get some other labs drawn like hormones and other items just pertaining to my personal needs. I get two draws a year,Half the labs in one draw and the other half in another draw. Each draw is around 300.00.
My HSA is in addition to my insurance. My actual insurance does not cover over the counter vitamins. I pay for my health insurance through work, which covers all my doctors visits and blood work, and then use my HSA for other stuff like vitamins. I guess I am a little confused..even though you were a self pay patient, why would your blood work NOT be covered if your PCP can prescribe it? If the surgeon needs you to have it done, why not have them call your PCP to tell them to write you a script for it?
no it is not all copay. Insurance covers A very. Small amount of some labs and none of some. Money for an HSA is pre tax dollRs that come from your paycheck and are deposited into a special account.
when you need treatment,you pay with a special debt card from that account. Insurance covers very little this way,unless it is a very large surgery bill etc.
Before my RNY i did not have PCP. Did not needed one. I had a few specialists as needed.
Since the year i had my RNY i had so many doc visits, tests and procedures that for the last 6 years i not only meet my deductible, but also out of pocket in few years... I never expected to have to do that. Before RNY i was healthy fat person. Now i am not fat...
Hala. RNY 5/14/2008; Happy At Goal =HAG
"I can eat or do anything I want to - as long as I am willing to deal with the consequences"
"Failure is not falling down, It is not getting up once you fell... So pick yourself up, dust yourself off, and start all over again...."