Pleasant surprise RE: insurance
I had been really stressed about the cost of surgery. I couldn't get an estimate beforehand, and my insurance plan covers 50% with no out of pocket maximum. So I felt, reasonably I think, that I could be on the hook for an astronomical sum.
All of the pre-op tests and consults were covered under my normal plan. My swallow test x-ray in the hospital was covered as usual. So were my prescriptions.
I know there will be more claims to come, but so far only the surgeon's fee has come through. I had NO idea what to expect, but here's how it shook out:
Surgeon's Fee: $4364
BCBS rate: $1325
My 50%: $662
Now, I suppose I am still waiting on anesthesia... hospital charges?... etc. But so far, so good.
I know my whole thing including hospital costs was around 10000 I only paid 500 but that is what the cost was adjusted to, was 10000.