Medicare requirements

jberry1417
on 4/25/09 4:46 am - Carrollton, GA

Can anyone tell me what the requirements are for Wellcare (Medicare approved health plan) to get an approval?  Wellcare keeps saying that what ever Medicare covers, they cover.  My surgeons office called Wellcare last week and they can't tell her what they cover.  I'm really afraid that this is going to be a long drawn out process, just for Wellcare to figure out what the heck is going on.  I would appreciate any info!

Cindy O.
on 4/25/09 4:59 am - Bryan, TX
All Medicare replacement plans are required to cover at a minimum all services that Medicare covers, and then they can add additional coverage if they choose to.

Medicare covers bariatric surgery as long as you meet the NIH criteria.  BMI of 40, or BMI 35 with significant co-morbidities.

Medicare does not give a guarantee of coverage prior to surgery, but will determine the level of coverage once the bill is submitted.  There are set reimbursements for the surgeon and hospital.  All surgeons offices should have a list of the procedures and the reimbursement schedule.  (I have one in my office).

Your replacement policy should give your surgeons office verification of credible coverage and the office should then proceed with your work up.

Don't let them string you along and drag it out.  It doesn't have to be that way!

Cindy O.
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I do not give medical advice.  I offer my opinion, nothing more. 
jemma28
on 4/25/09 4:59 am - Houston, TX
Regular Medicare requires

a bmi over 40 without (or with..if you have them) comorbidities
a bmi of 35 WITH at least 2 comorbidities

6 months supervised diet
Jill


 
(deactivated member)
on 7/30/09 3:25 am - KY
That is incorrect, Medicare requires the 35 or over BMI and only one comorbidity, such as high blood pressure OR diabetes....I know, I have MEdicare and I only have blood pressure and approved for WLS.  You have to have the surgery done at a hospital that is COE certerified.  Center of Excellence.
devoneberhardt
on 4/25/09 5:04 am - Baltimore, MD
I don't have Wellcare, I actually have Priority Partners which is also Medicare.  My insurance as do most require a 6 month weight management (documented by PCP, or weigh****chers or other weight loss programs, HAS TO BE DOCUMENTED) and letters of medical necessity from PCP or Psych or other specialists that you deal with on regular basis.  Also they require that you have a BMI 40+, (35+ if you have a list of Co-morbidities, such as Hypertension, diabetes, and a few others).  I wish you the best, I didn't have too many problems finding out what my insurance company expected and needed from me and the drs I am dealing with they were so helpful and friendly, I hope that things get a little easier for you.
agt1965
on 4/25/09 6:24 am - Winfield, AL
I have Medicare and had my surgery in Huntsville.  At the seminar, they pretty much breezed over Medicare because it apparently is one of the easier insurance agencies for them to deal with.  40+ BMI or 35 with co-morbidities.  No weight history or diet required.  My doc did have me get a letter from my PCP agreeing with my need for surgery.  They don't submit for prior approval.  Mine went off without a hitch. Keep in mind, the surgeon may require things that Medicare doesn't pay for (psych eval, nutritionist visit) and if you have a plan in lieu of Medicare they may have some extra requirements.  I was going to switch to Blue Advantage to help with the copay and prescriptions but decided against that as I has worked to long to get this far and just decided to suck it up on the copays and deductibles rather than risk having to jump through more hoops.  I understand how other companies that provide for Medicare can be rather vague about what they will cover and the requirements but they do at least have to cover what true Medicare does.
Good luck with your journey.
   
                                      50 pounds lost pre-op!
Justy1234
on 4/25/09 8:51 am - Elkhart, IN

My medicare also required that my surgery be done in a center of excellence that they approved of. You may need to check on that as well. I didn't need the 6 month diet but I think I had to have 2 years of weight history from my PCP as well as his seal of approval. Keep going at it until you get your approval. You may want to check on the social security website. I believe I was able to see what was required that way.

Remember, amateurs made the ark, experts made the Titanic!
 

MsBatt
on 4/25/09 12:32 pm
Medicare also covers the DS (duodenal switch), and with your BMI I strongly urge you to research it for yourself. It's been shown to give the very best long-term results, especially for those of us with a beginning BMI greater than 50.
CaliMom
on 4/25/09 5:24 pm
 The Centers for Medicare & Medicaid Services (CMS) has determined that the evidence is adequate to conclude that open and laparoscopic Roux-en-Y gastric bypass (RYGBP), laparoscopic adjustable gastric banding (LAGB), and open and laparoscopic biliopancreatic diversion with duodenal switch (BPD/DS), are reasonable and necessary for Medicare beneficiaries who have a body-mass index (BMI) > 35, have at least one co-morbidity related to obesity, and have been previously unsuccessful with medical treatment for obesity.

CMS has determined that covered bariatric surgery procedures are reasonable and necessary only when performed at facilities that are: (1) certified by the American College of Surgeons (ACS) as a Level 1 Bariatric Surgery Center (program standards and requirements in effect on February 15, 2006); or (2) certified by the American Society for Bariatric Surgery as a Bariatric Surgery Center of Excellence (BSCOE) (program standards and requirements in effect on February 15, 2006).

Medical therapy prior to surgery

One bariatric surgery group wrote that it favored bariatric surgery for those over age 65 and standardized facility criteria, but believed that a medical treatment weight loss trial for 6 to 12 months was not necessary. They commented that the decision of when to perform surgery was best left to the surgeon and the patient.

Generally, a common comment introduced pertained to the subjective nature of the medical treatment requirement prior to surgery. Some stated that there were no data to support such a requirement and others stated that the requirement only prolonged the time to needed surgery.

The standard of care for any surgical procedure is that medical management options are exhaustively considered and exercised by both patient and physician prior to surgery. This standard applies to the treatment of co-morbid conditions related to obesity. We will not impose a specific time period, but expect all surgeons to be part of a comprehensive program for the treatment of co-morbid conditions related to obesity and to have applied principles of good medical care prior to surgery.


https://www.cms.hhs.gov/mcd/viewdecisionmemo.asp?from2=viewd ecisionmemo.asp&id=160&

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