Discount Family Healthplan???

Hi, I'm new here and am just beginning the process of trying to have WLS. My insurance specifically states that they do not cover anything related to weight loss, so, obviously, I have a problem! I've been looking at a couple of different companies. One is called Discount Family Healthplan and the other is Consumer Health Benefits Association. Have any of you heard of/used these? Are they reputable? Is it too good to be true?? Thanks for any help you can give me! -Karen Feder