On my way,need some advice!

Well had my echo done and that was good just a trace of blood backflows dr said nothing to worry about.Doing my psycologist appt.now.one appointment down 1 to go.My question is, I want to write a letter to my insurance company stateing all the health problems in my family due to obesity that i will face if i don't get this done don't have them now but i know i will.How do i start the letter,like who do i write it too?To whom it may concern,dear insurance company?Any ideas?I am hoping by the end of year to beginning of year to have it done.I have uhc and they don't have a clause in theres for having gastric but my husbands company does and the girl at uhc says its better my husbands place then uhc.Thanks for everyones help.

I sent you an email of what the letter I wrote...Gala

I have security health plan. I didn't have to write a letter. My doctor took care of that for me. After all my appointments were done all the info was sent to my surgeon and he wrote the letter to insurance. Took about 2 weeks from clearance to get the letter written and to the insurance company. Then once insurance had it in their hands, took less than 24 hours for approval! You can document all your family history and ask doctor to include it with his/hers.. Haven't heard of too many that don't need a letter from doc. GOOD LUCK kat lap-RNY 4/23/04 -15