VSG in Ohio - Insurance, letter of medical necessity and Requirements
Hello, I am looking for some advice and info about having the vsg done. I am going to choose between Paramount Advantage and United Health (both Medicaid) and I'm having a hard time getting information and the requirements. A lot of post I have seen are a lot older and I'm new to this site so I am still learning how to get around. If you guys have advice or info that would be great.
Also i you know of any physicians in the Toledo, Ohio area who don't want an arm, both legs and my spine for a letter of medical necessity that would be a great piece of info to get. I only ask because I am currently looking for a new physician as I havent been going to the doctor consecutively for some time due to lack of insurance and doctors with horrible bedside manners. I went to the same pediatrician till i was 20 (24 now) and I'm sure I have plenty of medical history of morbid obesity and trying different diets, a visit with recorded weight in 2015 and 2016 or 17. Thanks for reading my post and again information you guys can give would be great!!!
on 12/6/17 8:38 am
I would call customer service numbers for both carriers and just straight up ask what they cover or don't and what the requirements are. Or search their websites - each plan is going to vary.
Keep on losing!
Diana
HW 271.5 (April 2016) SW 246.9 (8/23/16) CW 158 (5/2/18)
on 12/6/17 8:46 am
Every insurance plan is different. Your best bet is to call the insurance companies, give them the info on the plan you're looking for, and ask for specific coverage requirements for bariatric surgery.
I can't speak to your experience, but I know many people (myself included) who were able to have the letter of necessity/medical recommendation written by the surgeon who was performing my WLS.
Sparklekitty / Julie / Nerdy Little Secret (#42)
Roller derby - cycling - triathlon
VSG 2013, RNY conversion 2019 due to GERD. Trendweight here!
Do you have an online account with your insurance? If so, perhaps you can download the coverage documents to get more information.
In my case, I contacted the Weight Loss Surgical Group that I wanted to use. The secretary got the requirements and gave me a list. It is lengthy; I would start getting this information as soon as possible. For instance, I had to have: cardio clearance, letter of necessity from surgeon AND primary care physician, weight checks for 6 months on a "physician-supervised diet," two nutritionist visits with a registered dietician that were at least 31 days apart, psychological evaluation, complete lab work for two different visits including a cholesterol panel, and THEN I was able to meet with my surgeon and schedule a date.
Now, hopefully you won't have all these checkmarks, but if you do you'll want to get started.
There are two ways you can proceed:
- Suggested Way: Contact your insurance directly. It may take hours on the phone, but find out what you need to do to have this surgery. I would find a regular doctor as soon as possible, because you'll need bloodwork and office weigh-ins no matter what, most likely.
- Contact the nearest reputable bariatric clinic. See if they work with your insurance company. They should know. They also both have free seminars if you are interested in attending. Here are a couple I found:
Amanda 12/2016 HW: 393 11/2017 Consult: 378 12/2018 SW: 350
2/2018: 309 3/6/2018: Broke a barrier! 297 4/2018: 286 5/2018: 279
Pre-op: -28 M1: -25 M2: -16 M3: -12 M4: -11 M5: -7
Short-term Goal: 250 by August 15th!