BCBS Fed-Out of Pocket Expenses Question

Nonie0123
on 6/4/11 11:09 am - MT
Hi,
I've finally been approved for VSG by my insurance and am curious as to what my out of pocket expenses might run.  I've already met my deductable for this year, but, I believe there may be some additional expenses that I will need to pay.

For those with BCBS Fed, how much did you end up paying?
msletitia
on 6/4/11 12:54 pm - Jacksonville, FL
 it depends on if you have standard or basic. I have basic..I have a 150 deductible to surgeon and 150 a day hospital deductible. Everything else is cover at 100 percent. The hospital does want two days upfront. my doctor only wants 150 upfront
bajahahamama
on 6/4/11 2:59 pm - CA

I was BCBS Federai HMO, no problem at all,  I just paid the hospital deductible, was not billed seperately for surgery.  I had to pay 2 nights co pay, no seperate surgeon fee as my GallBladder was removed at the same time

Good luck and enjoy the ride.  

 

ready2Bhealthy2
on 6/5/11 12:35 am
I too have this insurance.  I have standard.  I am concerned about the same thing.  I have a small window in which I can change to basic, which I am considering.  I like the thought of being covered 100% and just paying for the hospital and surgeon fee.  With standard it's 15% of the total surgery price.  That seems steep to me.  I'm calling HR on Monday to look into switching to basic. (I have only had the insurance for 2 months now)
HW286/SW269/1mo-20lbs/2 mo-9lbs/3 mo-10lbs
  
1st Goal - Loss of 50lbs
Hayd9654
on 6/5/11 2:46 am - AZ
 I have BCBS basic option....Paid 100 to surgeon and 2 nighs upfront at the hospital at 150 each night and then the hospital gave me a small discount. Also paid 75 for the pre op testing prior to surgery.
    
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