Short Term Disability - Self Employed?

I know some people have had thier STD insurance cover bariatric surgery, but my husband and I are both self employed. It seems like everywhere I look, STD is only offered thru an employer.

Does anyone know of a STD plan that is available directly to the subscriber? My husband is getting surgery too, and I would be nice to get something back. Thanks!

Stefanie

Aflac is great for self employed people, call and ask about their individual policies.