How can I get insurance? Any help is appreciated
I've finally failed for the last time. I'm 45 with a BMI over 50 and really want WLS. Problem is pcip.gov is not accepting new applications for insurance and I've been refused insurance from Humana, Aetna, Blue Cross, etc.
Any help or resources would be really appreciated. I am self employed and make too much for medical assistance (thank you Jesus) and too small to afford health insurance for my company (no employees).
Finding a surgeon is the easy part, I live in Houston and I am sure that's going to be easy. The hard part is finding insurance that will cover. If anybody knows where I can get insurance, I would be forever grateful and so would my family. So far I've been very blessed with excellent health, just mild blood pressure and mild cholesterol.
Thanks
Karla
Karla Lewis 337/194/175
Lap RNY 1-23-2006 Dr. Terry Scarborough Houston, TX
Lipo 4-27-2007 Dr. David Wainwright Houston, TX
LBL 11-13-2007 Dr. David Wainwright Houston, TX
BL & brachioplasty 7-18-2008 Dr. David Wainwright Houston, TX
Does your spouse work? Can you get insurance through her employer? Some retail jobs offer insurance even to part time employees. Otherwise start saving. I would be going to Mexico to Dr. Alvarez if I were self pay. Not a bad drive from Houston.
Laura in Texas
53 years old; 5'7" tall; HW: 339 (BMI=53); GW: 140 CW: 170 (BMI=27)
RNY: 09-17-08 Dr. Garth Davis
brachioplasty: 12-18-09 Dr. Wainwright; lbl/bl: 06-28-11 Dr. LoMonaco
"May your choices reflect your hopes and not your fears."
Get your credit in order and start saving. Make a plan. I don't believe it's impossible for you to pay for this if you really want it. I am a single mom and have paid for 2 international adoptions and plastic surgery on a very meager salary (total cost for all 3 was over $80K).
Laura in Texas
53 years old; 5'7" tall; HW: 339 (BMI=53); GW: 140 CW: 170 (BMI=27)
RNY: 09-17-08 Dr. Garth Davis
brachioplasty: 12-18-09 Dr. Wainwright; lbl/bl: 06-28-11 Dr. LoMonaco
"May your choices reflect your hopes and not your fears."