Flex Spending Account for plastics??

Kris M.
on 10/8/09 5:30 am - Near Dallas, TX
Anyone know if you can use your Flex Spending Account to pay for not-covered plastic surgery????   Considering contributing to help save for plastics but if we can't use it for that then we'd be better off just saving it ourselves.
Kris M.   Ignorance is bliss...but not when you're aware of it!!
    
bluesun
on 10/8/09 5:36 am - McKinney, TX
RNY on 12/15/06 with
Kris,
You can only use FLSA/HCRA monies for "medically necessary" items.  If you have some PS considered MN, you could use it to pay the difference from insurance, but you can't do it otherwise.
For example, if you had breast cancer and required reconstruction, you could use the funds.
Otherwise, not so much.

HTH,
Rachel



 

Kris M.
on 10/8/09 5:40 am - Near Dallas, TX
Thanks Rachel...that's what I thought but I thought I'd throw it out there before wasting my time signing up for it.  All of us have MN plastics issues after losing 100+ pounds...damn insurance should realize that.  I'm not going to tie up money that I could just be saving as cash only to find I can't use it as it's needed and then have them "lose it" for me.  It'd be good if I knew my daughter would be able to get braces this year or whatever.  They keep wavering on yes this year/no not this year.
Back to using the sparklets water bottle for saving for plastics! LOL!

Kris M.   Ignorance is bliss...but not when you're aware of it!!
    
bluesun
on 10/8/09 8:31 am - McKinney, TX
RNY on 12/15/06 with
If there were a way, I would have totally used it by now!



 

Medley411
on 10/8/09 6:02 am
How do I join the Texas forum?  Been poking around but I can figure it out.  Is there a special button?
                                       
Deedles
on 10/8/09 7:12 am - Highlands, TX
You just did! There's no special membeship button that I know about. Just hang out here and post.
Dee ..... ><((((º>`·.¸¸.·´¯`·.¸¸><((((º>`·.¸¸.·´¯`·.¸¸><((((º>
My new G.O.A.L. ~~~~ Get Out And Live!


Includes 61lbs lost before surgery


Sandi B.
on 10/8/09 1:47 pm - Haltom City, TX
 Kris... call your flex account admins... I've even had the lanyard for my daughter's glasses covered... those weren't a "necessity" lol  Different providers cover different (or allow payments for) things.  If they tell you "YES" then get that in writing lol

Good luck!
Beam me up Scottie
on 10/8/09 4:17 pm
from my understanding ..yes. Obivously there are exceptions, but Obesity is a disease, it's defined by the AMA as a disease. Your insurance paid for your WLS (most likely) because it was treating the disease of obesity. If you have rashes, excess skin that can causes rashes, etc. It is a medical necessity.

Scott
Faith *
on 10/8/09 8:05 pm
I was unable to pay for plastics with my FSA because it was listed as one of the exclusions per our plan.  I wanted to use the FSA because it would have allowed me to "finance" it for a year without actually having the money for it up front.  Wishful thinking huh!

People are so worried about what they eat between Christmas and the New Year, but they really should be worried about what they eat between the New Year and Christmas. ~Author Unknown

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