help!!!!!anyone get aproved with VHP tenncare?

i had blue cross/blue shields ppo but i lost my job and that ins expires @ the end of the month 3/31/06 but thankfully i now have a new job that has the same ins sadley for me it wont go into affect till june 2006 but in the mean time i applied and was approved for VHP tenncare .I have all the things done ie . psy eval, pcp documentation, diet records health issues 5 yrs obesity,consultation,and seminar now just waiting for an answer the doc said tenncare has 30 days to approve or deny .anyone out there have this done with VHP ? Because if i had had the same INS i know i would have been approved. And if approved how quick do you get a date ?Is the date asap or a couple months away? Any help would be great i know the wait is the hardest to bear but i'm nervous....i want this soooooo bad !

Hi Salena, each insurance company is different. I can tell you with 90% of them, require a 6 month Dr. supervised diet before approval. BCBS requires it. You may want to check into that. That 1% who doesn't require it are the self pays. The other 9% are medicare patients. I wish you the best in everything. Kathy

hey thanks for the reply i also have about 1 yr to 18 months with the diet doctor off of west end. i hope that enough.

Salena, Before you lose your current insurance, you need to verify if the surgery is a covered expense with VHP. If you know for a fact and have been pre approved with BC/BS, you may want to consider doing COBRA for the three months lapse. It may be worth it. That way, you can keep your current insurance (BC/BS) and submit the surgery for approval. If you have been working with them all along, then that may be the best option. It may be fairly expensive to pay for COBRA for three month but you should consider it if they are already working with you and it is a covered expense. Just my opinion. Whatever you do, keep some insurance. You do not want there to be a lapse because then it could be considered pre-existing. Misty