Has anyone?

Has anyone on this board been approved by their insurance company with a BMI of 35-37 and numerous co-morbidities?

Terry, My BMI was 43 when I met my surgeon and I had 6 of the 8 co-morbidities on his list. Insurance approved me in 5 days. Take care, Beth

Beth, Pardon my ignorance, but what is co-morbidities? Beth

Terry, My BMI was 43 when I met my surgeon, and I had 6 of the 8 co-morbidities on his list. Take care, Beth

Thanks Beth. My BMI is 36.9 with numerous co-morbidities and I was just wondering how much touble I might have getting approval from my insurance which is Cigna POS.

Terry, I have 6 co-morbilities with a BMI of 50.1 when my surgeon agreed to do my surgery. My BMI is now 47 and I have surgery in 12 days. As for you, I honestly don't know. Sorry can't help you out there. Best of luck. Love Kathy

Thanks kathy. I'm now doing my 6 months supervised diet and was wondering if I would have a hard time being approved. My BMI is 36.9 but i have numerous co-morbidities.

Terry, check with your insurance about the BMI. They require you to do the 6 month diet. While you are doing this, find you a surgeon. You will need to do several tests that you can be doing right now while you are on this diet. One is for sleep apnea, if you have a hiatal hernia you might as well have that checked, same with heart, lungs, primary care. You will need letters of medically necessary from all your dr.'s, plus records. Be getting that all together for the surgeon. Then once your 6 month diet is over, you will have the letters, files, and lab and test work done for your surgeon. Then find out which dr. you want, attend his seminar, and make your consult appointment. Best of luck to you. Love Kathy

Kathy, Thanks so much for all yhe info. I have checked with insurance and they say a BMI of 35 or greater with co-morbidities. I have already had the sleep study and use a C-PAP at night which is horrible! I do have a hiatal hernia and I take meds for that. I'm getting all necessary records together for several years back. I'm also getting records from all doctors who I have seen for weight loss in the past five years. Thank you, thank you, thank you!!!! Terry

HIjack - I cannot believe your surgery is so close, Kathy!!! Do you have anything to do before you go in? I am so happy for you! *hugs* Ashleigh