Getting aquainted
Hi everyone! I've been coming by the board for a couple months now and just kind of sitting back and reading, but I really want to be a part of things so I've decided to jump in and just start talking.
Right now I am in my 3rd month of preop preparation stuff that Ebony said Aetna requires on my policy. I have my final appointment with Dr. McDowell, the exercise physiologist, and the nutritionist on 9/26 and hopefully we'll be able to submit to insurance shortly after that. I have a ton of fears, but surprisingly none of them are related to the surgery itself. I know it's going to be hard to adjust to the new eating and life habits that I'll have to adopt, but I'm ready for them. I think that WLS is going to be the perfect tool for me, and I'm completley stoked to have the necessarily changes take place to make it necessary...all of them, mental and physical.
What I'm terrified of is the rejection. Because of my size rejection has just become a part of my life, so for the most part I stay away from the life activities that could cause rejection. This is a huge step for me, because I feel like I'm stepping out and facing the worst rejection possible for myself. I am so excited about this surgery, and I want it so bad that I'm afraid that being told no is just going to crush me beyond my ability to come back and keep trying.
My company has been owned by SunTrust since '04, but last Tuesday it was made public that we have been sold. I spent a majority of last week in an internal panic because of the implications of this on my health insurance. Everyone else around here seems to be so excited, but I just can't get myself to join in that excitement. As of September 1st we are no longer SunTrust employees. My company does not yet have any insurance packages prepared for us, and won't until 1/1/09. In order to keep coverage I'm going to have to accept the COBRA, and I thank God that my company has agreed to pay the difference between the total cost and what the employee contribution was before, so the only difference in my price is that it'll all be due at once in the middle of the month and will be due after taxes are taken out. My thinking is that if I don't have surgery by 12/31/08, who knows if I'll be covered after that. It's possible that the new insurance my company gets won't cover it at all, and if they do I might have to start the whole process over again (which isn't the worst thing in the world but still a huge blow to me).
I know that it's silly to worry about stuff that is so obviously out of my control, but the fact that it is out of my control is what worries me. Who doesn't want to be in control of what's affecting their life, right? I guess this whole post would have been better suited in a "note" in my profile, but it feels so good to put it out there in a place I know people will see it and have the ability to then share with me their thoughts, similar experiences, etc. The stuff that makes these communities so great.
Thank you for letting me share!
Hope everyone is having a fantastic Wednesday :o)
Right now I am in my 3rd month of preop preparation stuff that Ebony said Aetna requires on my policy. I have my final appointment with Dr. McDowell, the exercise physiologist, and the nutritionist on 9/26 and hopefully we'll be able to submit to insurance shortly after that. I have a ton of fears, but surprisingly none of them are related to the surgery itself. I know it's going to be hard to adjust to the new eating and life habits that I'll have to adopt, but I'm ready for them. I think that WLS is going to be the perfect tool for me, and I'm completley stoked to have the necessarily changes take place to make it necessary...all of them, mental and physical.
What I'm terrified of is the rejection. Because of my size rejection has just become a part of my life, so for the most part I stay away from the life activities that could cause rejection. This is a huge step for me, because I feel like I'm stepping out and facing the worst rejection possible for myself. I am so excited about this surgery, and I want it so bad that I'm afraid that being told no is just going to crush me beyond my ability to come back and keep trying.
My company has been owned by SunTrust since '04, but last Tuesday it was made public that we have been sold. I spent a majority of last week in an internal panic because of the implications of this on my health insurance. Everyone else around here seems to be so excited, but I just can't get myself to join in that excitement. As of September 1st we are no longer SunTrust employees. My company does not yet have any insurance packages prepared for us, and won't until 1/1/09. In order to keep coverage I'm going to have to accept the COBRA, and I thank God that my company has agreed to pay the difference between the total cost and what the employee contribution was before, so the only difference in my price is that it'll all be due at once in the middle of the month and will be due after taxes are taken out. My thinking is that if I don't have surgery by 12/31/08, who knows if I'll be covered after that. It's possible that the new insurance my company gets won't cover it at all, and if they do I might have to start the whole process over again (which isn't the worst thing in the world but still a huge blow to me).
I know that it's silly to worry about stuff that is so obviously out of my control, but the fact that it is out of my control is what worries me. Who doesn't want to be in control of what's affecting their life, right? I guess this whole post would have been better suited in a "note" in my profile, but it feels so good to put it out there in a place I know people will see it and have the ability to then share with me their thoughts, similar experiences, etc. The stuff that makes these communities so great.
Thank you for letting me share!
Hope everyone is having a fantastic Wednesday :o)
Sweetie, we have all woren your shoes, and rejection has been in all of our minds at one time or another, please don't ever feel that your alone. And yes it is real, but that is why we are here, to ease the transition. This is the beginning of your journey, and wow it is an awesome ride, just get ready, and hold on, you will really be suprised everyday, and somedays not so much. But thats alright. Another reason we are all here. Just remember we are here for ya. Barb
Hi, plenty have been in your shoes regarding their insurance or just being rejected. I was rejected 11 times but not for insurance reasons. I became a diabetic and diagnosed with Chronic Myelogenious Leukemia, then I found a surgeon a month after I started the chemo pills that agreed to do my surgery when my white counts were back in normal range. It's been 3 years and come January I will have my 3 year weigh-in. What a ride it's been. I am sure you will have no problems getting your surgery before the end of the year. Should it not happen, the other company may still honor what all you have done and agree to the surgery. Check out on the site under surgeons what insurance he takes or call the office and let them know what is going to happen. You can always contact Cobra and see if your surgeon and the wls is in their plan. Don't worry about what hasn't happened yet. Things have a way of surprising us. I do know that a couple of years ago, Cobra was paying for the wls surgery. What is Suntrust going to be called now? I take it that it's the bank, right?
Keep us posted and know you're not alone and in our prayers. Kathy
Keep us posted and know you're not alone and in our prayers. Kathy
Kathy Newton
As Scott would say "BREATHE". It will all work out. Dr. McDowell's office is great working with insurance. Worrying about this isn't going to do anything but mess with your mind and depress you. Let Dr. McDowell's office handle it and you do your part by jumping through all the hoops the insurance company puts out there. I don't know about you but when I get worried and depressed I EAT and you don't want to fall in that trap.
Keep posting and know we are here for you.
B
Keep posting and know we are here for you.
B
WOW! I guess I have to come up with a new phrase now!
Welcome to the boards Superchick! We are a pretty friendly group and welcome anyone who is willing to share. I think we have all worn those shoes at one time or another. Sometimes they pinch are feet, and at other times they are a well worn and comfortable flip flop! Benn there, done that! So, take it one step at a time, and follow the Docs orders. And of course......
BREATHE!!!
Hang in there Superchick and wear that "S" on your chest proudly!
Welcome to the boards Superchick! We are a pretty friendly group and welcome anyone who is willing to share. I think we have all worn those shoes at one time or another. Sometimes they pinch are feet, and at other times they are a well worn and comfortable flip flop! Benn there, done that! So, take it one step at a time, and follow the Docs orders. And of course......
BREATHE!!!
Hang in there Superchick and wear that "S" on your chest proudly!
Thank you to everyone for sending encouragement. I'm still working towards being able to submit for insurance approval. I haven't had insurance, so I'm collecting pictures from the past few years to work as my weight history. I think I'm getting more positive about everything, and I know that this is something I want enough to fight hard for it.
Thanks again for all the responses. You'll be hearing more from me in the future :o)
Thanks again for all the responses. You'll be hearing more from me in the future :o)
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