ins help

can anyone give me advice on what to do i really want to ahve surgery but my ins will not pay what can i do?

Hey again! What insurance do you have? I don't know what else you can do other than self pay, which a lot of people do. I know it cost a little less if you are self pay than it does with insurance, but it still isn't cheap. I hope it works out for you somehow. Mary

DOUBLE CHECK WITH YOUR INSURANCE COMPANY, OR ASK FOR A COPY OF THE CRITERIA DOCUMENT THEY USE FOR PROCEDURE APPROVAL ... SOMETIMES AN INSURANCE COMPANY WILL SAY THAT THEY DON'T COVER GASTRIC BYPASS, BUT IF YOU ASK THEM "DO YOU COVER GASTRIC BYPASS IF IT IS MEDICALLY NECESSARY?" THEN YOU FIND OUT THEY DO COVER IT ... IT'S A LITTLE LOOP HOLE THEY USE. IF THEY DON'T ACTUALLY COVER IT UNDER ANY CIR****TANCE, THE ONLY THING I KNOW OF IS SELF-PAY & YOU CAN FIGURE THE COSTS TO BE BETWEEN $20,000.00 - $30,000.00 PLUS YOU WILL ALSO HAVE AFTER CARE & YOUR FOLLOW UP APPOINTMENTS (not sure if these charges are extra or included in the original cost). THERE ARE SOME COMPANIES THAT ACTUALLY FOCUS ON LOANS FOR PEOPLE WANTING MEDICAL PROCEDURES, BUT I DON'T KNOW THE NAME OF ANY. I THINK MS DEB (from CA) MAY HAVE SOME INFO ON THAT WHEN SHE WAS CHECKING INTO PLASTICS. GOOD LUCK & GOD BLESS YOU ... DAWN & NICk