My Union Insurance Plan Won't Cover Me!

I had applied for term-life through the teacher's union. I was a New York City Teacher for over 34 years. I received a notice in the mail that they will not cover me until after September of 2008. BTW I already have whole life insurance from Allstate but we got a notice in the mail offering a great rate from the union. What is their logic? Why are they saying that if I live until September this year, which would be over 2 1/2 years after my surgery that then I am insurable! I don't understand their logic???? Do you?

I NEVER understand Insurance things! That certainly doesn't make sense to me, but what do I know! ha I hope you change their minds, hon! Quite a crock, heh? I don't blame you for being upset!

It just sounds so stupid...

If you got the insurance in September, and then you croaked, it would serve them right! It would teach them a lesson or two!! Only kidding, my friend! We need you smiling face here for many more years!! Ron

Insurance companies are from the devil. I cant get health insurance now (self employed)..since being banded. Thats why I am in college and going back into the work force, which will have a group policy that cant reject me. Insurance companies have changed the whole course of my life. Marcia I know its frustrating..not sure their logic but you will be around in September to stick it to em!