new to the PA forum and with questions

boca
on 2/2/09 8:34 am
VSG on 05/15/09 with
So, I have a question that I could not find the answer to it on my own. Since I do not have health insurance and want to have the VSG, I am thinking to get a PCP as soon as possible. How can I get one without having insurance? Do you have any recommendations for a PCP in Philadelphia? For those who don't have insurance or for those whose insurance don't cover the post-op tests, how much should I expect to pay for like a year of having the regular blood tests and whatever else is required to have tested after the surgery?

I know that Mr. Alvarez's assitant mentioned to me that if I wanted some insurance in case of complications resulting form the surgery to check out an insurance company called BLISS. Do you guys know anything about that? What did you do to cover such risks (since I understand that for some the insurance didn't cover the cost of surgery and complications related to it)?

Can't wait to get on the losers' bench.
(deactivated member)
on 2/2/09 9:42 pm - Eastern, PA
You may have a problem getting a PCP without insurance. You could perhaps alleviate the problem by paying cash for your intitial appointment. That may or may not help.

Thoe are some pretty specific questions and I don't know how much help you are going to get on this board, but you will reach a wider audience with your questions if you take this to the main board.

Sorry I couldn't be of more help.
Pam Hart
on 2/2/09 10:29 pm - Easton, PA

Those are some pretty heavy questions and I'm not sure about any of the answers.

I would at least look into private insurances....see how much it would cost you to get insurance for yourself through a company.

I'm assuming you are willing to self pay for the surgery itself?

Unless the lack of insurance is due to lack of employment and/or monetary issues - perhaps medicaid is an option?  I don't know your specific situations.

In the cases of complications without insurance some hospitals have "charity care" type programs which, when you go to the hospital for whatever reason, they give you the application to fill out.  Then depending on your personal situation it is a price reduction type payment plan.  Therefore, you can get treated in the hospital (hospitals can't deny you treatment for illnesses due to lack of ability to pay, although private physicians in some instances can)

I don't have any other answers for you, and like norm, sorry I couldn't be of more help.

I wish you luck on your journey, though!

Pam

Instead of complaining that the rosebush has thorns, be happy that the thorn bush has roses.
boca
on 2/3/09 10:32 am
VSG on 05/15/09 with
Thank you Norman and Pam for your answers!
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