has anyone heard of medical savings associates?????

has any of you guys heard of medical savings insurance? Apparently they cover wls, and its buyable insurance and very affordable. thanks marla cook

Never heard of it, do you have any details at all? I am very curious..... Brandi

yes brandi i applied for some health insurance on line and got a call today applied, of course i asked alot of questions but they are associated with cigna and beech street, also some blue cross blus shield, they cover all wls or anything to do with obsity um they are going to send me the benefit package in 4-10 days it was so simple its way scary. Anyway ive got to go to work ill give you the phone # tonite when i get home and more info oh yea and it 80 to 95 % coverage thank you brandi off to work. marla

Wow! Thank you soo much, I would love to look into that as a plan B. I am told my UHC policy will cover WLS, but I want to have a back up plan, I have worked too hard for too long just to get coverage, I don't want that to fall apart before I can even start pre-op testing. Do they have a website? Brandi Gilliland

Hi Brandi: The insurance is actually called Medical Savings Association there email is www.medical savings association.com the company i went with is in utah.The rep told me the reason for such a cheap monthly rate is because i dont have any on going problems such as smoker, heart trouble diabetes etc. They quote a person on an individual basis. I was right up front and told him i wanted an insurance that would pay for wls. He told me to hold on a moment, while waiting i knew what the answer would be a big notta!!!! But instead I got Big yepa yes yes yes we cover wls. I said is this some kind of scam!!!!! He said no. At 99.95 per month with an enrollment fee of 150.00 total cost 249.95 to be on policy, and 99.95 per month, I can handle this! He also stated, that the insurance would rather cover wls so in the long run the obese person doenst rack up insurance costs all there life from all the side effects of morbid obesity. And last but not least this surgury must be MEDICALLY NECESSARY by a physician AMEN to that, thats 100% better than sorry thats medically EXcluded, in my book everyone who is morbidly obese is a straight up 911 we need medical att. just like any other disease right away now. so you have a great nite hope this helps. one of the phone #'s is 435-752-7016 receptionist i believe. Always marla c.

That is soo awesome!! I am thrilled for you (and for me if my current insurance denies me) WOW! Did they ask your weight? I know that when I applied for Kaiser individual coverage I was denied because "my weight exceeded their guidelines" UGH! Brandi

good morning brandi, yes he did ask for my weight height and age and he said then you your qualified for morbid obesity, now i just gotta get medically necessary, which isnt a problem considering ive been medically necessary since first grade haha but so true. Ill wait for the package and pray hes telling the truth, do you think they wouldl lie and say they covered wls when they really dont? Im so use to hearing no no we cant help you. This person actually said were here to get you healthy. Its about ttiiiiiiiiiiiiiiiimmmmmmmmmmeeeeeeeee!!!!!!!! so what do you think Marla

Read carefully, but it sounds like you stumbled onto a gold mine there! That is soo awesome, you should post that on the main message board, cause I know there are tons of people looking! Brandi

Hey Brandi, I have UHC and my letter for approval is getting submitted this week! I'll let you know how it goes! From everything I've seen/heard....you won't be needing the back up plan!

Wow sounds great! Do you think they cover surgery to get rid of excess skin?If you get policy let me know PLEASE Thanks heather