bmi to qualify
Not sure if you have any major co-morbidities to go along with your BMI. Here are the Medicare guidelines that most major insurers follow:
BMI of 40 WITHOUT any co-morbidities
BMI of 35 WITH at least one serious co-morbidity (such as hypertension [high blood pressure], heart disease, diabetes [Type 2], and sleep apnea)
Your insurer may have different definitions of co-morbidities. Check with your insurer.
Altho I lost 18# prior to my surgery, my initial weight at my appt with the NP was the only determinant for insurance and surgery purposes.
BMI of 40 WITHOUT any co-morbidities
BMI of 35 WITH at least one serious co-morbidity (such as hypertension [high blood pressure], heart disease, diabetes [Type 2], and sleep apnea)
Your insurer may have different definitions of co-morbidities. Check with your insurer.
Altho I lost 18# prior to my surgery, my initial weight at my appt with the NP was the only determinant for insurance and surgery purposes.
Vicki
DS (lap) with Dr. Clifford Deveney. Cholecystectomy (lap) with Dr. Clifford Deveney 19 months post-op.
Has not weighed myself since 1/2010. Letting my clothes gauge my progress instead.
I have Blue shield Blue cross of ORegon PEBB
I do have an appointment with my DR on Monday. I don 't have my co-morbidities documented mainly because of embarrasement-
Our insurance is 40 with co-morbidity--
I am looking forward to getting to know others here in Oregon. I am from Hermiston and mom of 7 kiddos ages 16-4 our youngest is special needs. I really really want to make this happen!
Thank you for the quick response!
Danielle
I do have an appointment with my DR on Monday. I don 't have my co-morbidities documented mainly because of embarrasement-
Our insurance is 40 with co-morbidity--
I am looking forward to getting to know others here in Oregon. I am from Hermiston and mom of 7 kiddos ages 16-4 our youngest is special needs. I really really want to make this happen!
Thank you for the quick response!
Danielle
Sagewalker!! I was in the exact same position that you are. My starting BMI was only 37.5%, is I thought that it was hopeless since everyone says how strict that the providers are. I started weighing 237 lbs in April/08, but my highest was 250 this past xmas. Anyways, the surgeons office requested the last 5 years of weight records from my DR and I kicked butt on the pre-op diet knowing that if I didn't comply 100% that Id probably be denied. Actually the dietician told me straight out that insurance has denied people for non-compliance before, lol. Anyways, I've lost 18 lbs on the preop diet and finished my requirements (nutrition classes, etc) last monday and friday I heard that i was approved and have a date!! I guarantee you that I NEVER ONCE thought that i would really be approved... and it happened so keep your head up about it, ok?!?!
GOOD LUCK !!
*Brandy