Health Choice Insurance
I had Healthchoice High option with state supplemental and was denied. Took it to district court and lost in appeal due to their exclusions. It is ironclad, ain't gonna pay for it insurance. Sorry, I wish I could've given you a better answer, but I changed to Pacificare to get my surgery. I hope you're the one who can change it, but I had a great appeal and lost. The judge stated I had the best case ever presented to her and her hands were tied. OSEEGIB is useless in this fight and Gary Goff, their attorney, is the one person who will fight it until the death of Healthchoice. In other words, they will always fight it and take it higher courts. Good luck.
Liz
Hi, I used to pay claims for HealthChoice insurance and even though it's been awhile, as far as I know, they still deny anything related to obesity. You can go to the "tribunal" and appeal, but their exclusions are pretty ironclad. Even office visits if coded as "obesity", were denied. As far as I know, their policies are still the same.