insurance slap in the face :(

So today we had a benefit meeting at work. I was expecting increase in premiums on our health insurance. They are changing insurance companies as of January 1, 2010. Had already talked to Dr. Keith about having my surgery mid February, because that is the ONLY break i get in school until next December, and that was just a fluke because of classes being rotated. Switching from Anthem Blue Cross of California to Blue Shield of California. So I'm thinking great, that gives me a month and a half to get approved again, not gonna happen. So i go to break shaking and crying. I call the new company and the guy wont tell me anything but that the doctor has to call in and I cant call and get any info at all. Never tell me I cant do something, especially get info. So i called the number he gave me for the doctor to call and the lady told me that its basically what i had to have for anthem (physical, history, dietitian, psych eval) and then wait for aproval, and the doctor has to be accepted by blue cross blue shield in my area. She said that after they send everything in they should have an aproval or know if i need something else within 5 days. So as long as Dr. Keith will set in stone a day for me, i SHOULD be ok.... I hope. The only thing is, I wont know how much it will cost me out of pocket for sure until then. I will have to put it all on my flex card, so I get to just guestimate how much i'll need. So my max out of pocket a year is $2K so i'm gonna just have to put that on there plus whatever i think i'll use in supplements and vitamins and if there is left over i'll just stock up for the next year lol.

Sorry i needed to vent, and I'm scared that it wont work out. Anyone else have Blue Shield of California?

Well that stinks!
I hope it all works out for you in the end. The process can be very stressful and time consuming, but it is worth it in the end.

I'm also trying to get everything approved and done before next year because we change from Cigna to Aetna and I don't want to have to go through all the BS again too. So I hear ya! :)

At least you have an insurance company that will cover WLS.  My insurance totally declined anything to do with WLS.  I had to be cash pay on everything!!!  You can do whatever it takes....it's so worth it!!  Good luck.