BCBS Federal( Standard).? What were your fees?

I have been precertified (approved) and I am concerned about the cost of surgery with this plan. It pays (90%) i have to pay (10%). Did you use an in network doc and hospital?

Hi Sher, I have BCBS federal (basic). I was really impressed with how much the insurance covered. My total out of pocket expenses were about $1700. But, some of that was the hospital co-pay which was $100 a night---I was in the hospital 4 nights. And then I also had to pay the psych Dr. a little over $200 because I forgot to call BCBS and have that appt pre-approved. I used in-network DR's and hospital. Hope this info helps. Loretta

I have BCBS Fed standard also. Here's what I had to pay: Doctor- Deduct-97.04(I already paid part of the deductable on something else), co insurance 195.51 (total 292.55) Surgery Assistance - total 41.04 (I was told from the dr's office BCBS Fed doesn't pay for SA's but they did) Anesthesia - Total 90.00 Hospital - 100.00 15.00 co pay for the doctor's office visits. 15.00 for the phsycologist (sp?) appointment, 15.00 for the physical therapist. I also had to pay 200 for the dietitan, but we got reimbursed for 180 of that. By the time it was all said and done, I probably paid $600 with all the pre-op lab work. Your cost could be different though since doctor's charge different fees. Good luck!!! Melissa Lap RNY 323/253/150