Humana HMO Woes
My suggestion would be to have your doctor send a letter and explain that you have a diease. Also you may want to contact a lawyer, usually your first visit is free. I would question why your insurance would want to pay for all the co-morbity problems you have or will have and not pay for this. Hope this helps!
Julie
Carolyn,
Don't give up! I have Humana HMO self-funded solutions insurance also, thru Ford Motor Company and my surgery was covered in full. It's probably something that was excluded by your employer. I hear there are ways around that, too. But, I am not sure how to go about it. I bet SOMEONE on this site knows what to do next! Good luck!!
KarenB