Self-employed .. no insurance .. help ?

I have been doing alot of research about financing .. and have alot of useful info, but I still feel like I am missing something ... So if anyone has ever gone through the surgery without ever even trying to get insurance to pay for it, I would love to hear of your outcome. I have no choice but to pay for it myself, and as a self-employed single-mom, I want to make sure that my monthly payments are reasonable, and the overall cost is reasonable. This is way out there, but I am a medical animator, and had the idea that it would be nice if I could trade my services for partial or all the financial cost. Does anyone have any suggestions as to how I could make this option work for me as well as the medical staff ? Meaghan Urbana, Ohio

Hi Meaghan, I don't have any ideas of how to barter with the medical staff, but I am paying for my gbs out of pocket. My new employer has an exclusion on any and all weight loss surgeries, so I used the finance company recommended by my surgeons office, and check out www.p-f-s.com which is patients financial solutions, they were very easy to deal with and did not try to make a killing off of the money I borrowed. I also used a credit card with a fairly low interest rate. I hope this helps you. good luck Terrie

Hi Terri - I appreciate your help .. I had allready heard of pfs .. and applied, but I just moved here from Canada last year and have no credit history .. so I wasn't approved. Being self-employed doesn't help either. Finding out quickly it's better to have bad credit than no credit history at all. Meaghan

Here is another site. medicredit.com/ http://www.

Hey Guys, I have the same exclusion thing going, and although I have applied for assistance from VR, I imagine that some if not all of the funding will come out of my own pocket as well. I'm curious where you folks that are self-pay are having your surgery. I had my initial consult at Barix (BTC) in Columbus, but have recently been hearing that many places are less expensive. My package is $25,500 which basically covers everything. Is anyone local here using someone else that is much less exensive? I'd appreciate any info any one can give me. Thanks! La

There is the wish center, Dr Fallang's office in Middletown. Dr Curry in Cincinnati. All good places