x-post: Changing Insurance!! Frustrating!!!
I'm so frustrated. I found out that my benefits don't start with my new job for 90 days! So, we have to buy insurance through my husbands job at a very high price of $85/week. I am so sad about this, but I also don't want to let it ruin the track I'm on with the surgeon right now to have the surgery this summer! I'm going on May 18th for my revisit, where we should be able to put me on the surgery schedule.
So, buying insurance through my husband's job means having to change carriers. Now, we're going with Blue Cross/Blue Shield. I have never been covered by them before, so I have no idea what they are going to require of me now to get this covered. Independent Health was no problem at all, so I'm hoping BCBS is no different. It's just so frustrating to have to resubmit all my paperwork and letters of intent to another carrier.
Oh well. It's a lot of stress and extra work, but I'm willing to do it to continue the process.
Say a prayer for me guys...it's a very stressful time for me and my husband! 
I pray there will be no hold ups too! It's been such a long waiting process already, I'd hate to let insurance politics screw it up for me. 
I applied to see this surgeon over a year ago and I just got in!! Things were really moving smoothly for me until the job change. Now, I'm so worried that it will hold me up.
But, I do have excellent documentation of previous weight loss attempts, a written referral from my PCP and the surgeon believes me to be an excellent candidate. With all that on my side, how could they deny me?
I've only heard that a "gap" in insurance could lead to issues with "pre-existing conditions"... but hopefully that won't apply to me. I'd just be devastated if it did!
I applied to see this surgeon over a year ago and I just got in!! Things were really moving smoothly for me until the job change. Now, I'm so worried that it will hold me up.
But, I do have excellent documentation of previous weight loss attempts, a written referral from my PCP and the surgeon believes me to be an excellent candidate. With all that on my side, how could they deny me?
I've only heard that a "gap" in insurance could lead to issues with "pre-existing conditions"... but hopefully that won't apply to me. I'd just be devastated if it did! 
Lisa
If you had no "gap" in your insurance, you should not have a problem. That is what the HIPPA law covers so when you go from one insurance company to another, they cannot stop you from coverage of a pre-existing condition.
I originally had BC/BS and was approved as long as it was "medically necessary". From your information, you won't have a problem as long as you had no "lapse" in insurance. Wishing you the best of luck. 
My insurance was changed 17 days before my surger was scheduled and I would not have known, but I called to see how much our premiums were going to be starting in May. My husband retired which caused our insurance to be changed to Aetna and we were never notified. I hate to think what would have happened if I had not called. So, my surgery was cancelled as Aetna would not approve it because I did not meet their criteria.
Now I have to do another 3-month surpervised program before Aetna will approve surgery. I already did 3 months so they want 3 more for a total of 6 months.
Keeping you in my thoughts and prayers. 
If you had no "gap" in your insurance, you should not have a problem. That is what the HIPPA law covers so when you go from one insurance company to another, they cannot stop you from coverage of a pre-existing condition.
I originally had BC/BS and was approved as long as it was "medically necessary". From your information, you won't have a problem as long as you had no "lapse" in insurance. Wishing you the best of luck.
My insurance was changed 17 days before my surger was scheduled and I would not have known, but I called to see how much our premiums were going to be starting in May. My husband retired which caused our insurance to be changed to Aetna and we were never notified. I hate to think what would have happened if I had not called. So, my surgery was cancelled as Aetna would not approve it because I did not meet their criteria.
Now I have to do another 3-month surpervised program before Aetna will approve surgery. I already did 3 months so they want 3 more for a total of 6 months.
Keeping you in my thoughts and prayers. Most Active
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