Albany NY questions (new here)

I have been considering surgery for 2 years and have been doing a lot of soul searching and finally made up my mind on lap band.  I have my initial consultation on may 16 at albany med.   incidentally i am an rn at albany med.  My insurance is bsneny ppo.  i read and reread the guidelines.  i need to be greater than 40% Body fat.  i am currently 5'4 and over 240 lbs.  I have no co-morbidities (no sleep apnea or dm2).  i have pcos and my knees are starting to ache all the time.  i also have a bad back.  Anyone have this insurance and how was it.

my questions is the 10% weight loss.  do they factor in if you lose the 10% and fall below the 40% or it is the initial weight.  I am really confused on that one. Anything i should know before the consultation.

thank you

I had these same concerns as i was considered a light weight.  They submit your starting BMI to the insurance not the BMI after you have lost the 10%.  I had BSNENY and was approved within 4 days, no issues what so ever.  I had a starting BMI of 44 with little to no co-morbs (nothing major).  Good luck Crystal

Thank you - I am glad to hear that.  That really helped.