GHI Insurance----Please Help
I was denied the first and they also denied my appeal. I appealed to NYS Dept of Insurance and was approved. In my appeal denial they were specific and said it was due to my primary physician's letter. So when I appealed to the state I had a more informed letter from him and was approved.
I would suggest you call them, their number should be on their letter and check on the status. Also check into appealing to the state if that is an option for you. I appealed to GHI-my second appeal and the state at the same time--GHI denied me the state approved me.