Insurance Denied me

I knew my ins was going to deny me, lol I might appeal....but we were already figuring the LAPBAND out of pocket. Does anyone know the appeal process? How it works? How long does it take? I am just ready to go for it. I would love to have it done by Summer as my 7 kids will be home and I can be ready for them, lol I have Blue Cross Blue Sheild of FL...through my hubby's work. BUT we live in NY. Any advise?

why did they deny you is it a ppo?

Chelle, I do not have any advice but I just want to say how sorry I am that your insurance company can be such a jerk and deny you. I am amazed at how many people have issues with insurance. It is just not fair at all! I hope you win your appeal! Hugs... Lori

Wow, I'm so sorry that your ins deied you. This is one of my fears as well. I just got my date and the doc office just started working on the paper work with the ins company. I have GHI. Did they say why they denied you? I'm concerned that I have no other health issues other than being over weight. How bout you? I have heard of ppl appealing it though. Did you have your primary care physician backing you?

Do you know on what grounds you were denied? Barbara

Thanks Lori! Barb I will need to call back and find out why I was denied.

You need to find this out in order to appeal. I beg you, do NOT give up. I am talking from experience. Read my profile. I haven't had a chance to update since my surgery; but you'll see what I mean!!!! Barbara

I will not quit, I promise you that! I am just so ready for this! I am going to ask for a reason. They actually did not give me a reason??? How odd is that? Okay I will call and let you know what I find out!?!?!?

I am on the phone with them now. So we shall see!

I found out that I was denied per my benefits. THey just do not cover it. That is what they said. They are still sending an appeal and my surgeons office will appeal. SO I guess we will see!