Desert Spring Hospital
on 1/19/11 5:52 am - NV
I did have to pay my entire deductible and a deposit on my co-insurance up front. Although my procedure was not at Desert Springs, it was at one of their "sister facilities." Even as an employee of the hospital, I was required to pay because it was an elective procedure.
Most "elective" surgery procedures must be paid (at least a deposit) on or before the day of surgery. You probably have an annual deductible, then you pay your co-insurance (20% of "contracted rate") with an out of pocket maximum of X amount of dollars. That is how most PPO insurances work. The amount a hospital requires is per their own written policy. If you have not met your deductible (which unless you've paid your Surgeon, you may not have. They reset on January 1st. The hospital will probably require you to pay your deductible in full. I would contact your insurance company and verify your exact benefits just for your own personal knowledge. Then you are prepared before calling the hospital.
You can call the hospital and ask for the Financial Counselor. I believe her name is Paula and her phone number is 702-369-7522 They will be able to tell you what you will be required to pay prior to going back to the OR.
Good luck to you!