United Healthcare???
I have United Healthcare and had no problems. I called them before I started the process; they wanted 6 months of documented physician supervised effort at weight loss, a BMI >40, a visit with a nutritionist, a psych visit (neither of which they pay for). I do (did) have high blood pressure and took a med for that, otherwise, I was just on the edge for co-morbidities -- diabetes, etc. and would have gone there soon without the surgery. My surgeon asked for a letter in writing from the insurance company as far as their pre-op requirements, which they would not do, but I just took notes and made sure I wrote down every detail they told me as far as the requirements. It all went smoothly. The only caution: they won't pay for any labs ordered by the surgeon, only by your medical doctor (just like they won't pay for the nut or psych).
[url=http://www.TickerFactory.com/weight-loss/wtTjKJV/]
[img]http://tickers.TickerFactory.com/ezt/t/wtTjKJV/blk-weight.png[/img]
[/url]
[img]http://tickers.TickerFactory.com/ezt/t/wtTjKJV/blk-weight.png[/img]
[/url]